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Hospitalization cost may weigh you down. With SmartCare Essential, we pay you extra cash if you are hospitalized.
 
Annual Benefit up to a Maximum of $500,000

Designed to fit your budget, this plan allows you to enjoy EXTRA cash of up to $500,000 a year in addition to other medical coverage you may already have!

Get Extra Premium Discount

Family Discount: 5% offer for each additional family when enroll together!

 

Special

1. Double Hospital Cash Benefit

SmartCare Essential pays you twice the daily cash benefit when

  • You are confined to a hospital while overseas
  • You are admitted to Intensive Care Unit (ICU)
  • You are hospitalized due to a critical illness#

#List of covered critical illnesses:

  • Stroke
  • Coronary Artery By-pass Surgery
  • Cancer
  • Kidney Failure
  • Major Organ Transplantation
  • Multiple Sclerosis
  • Aorta Surgery /Heart Valve Replacement
  • Encephalitis
  • Bacterial Meningitis
  • Stones in the Urinary and Biliary Systems

If more than one of the specified conditions occur in the same event, only one double cash benefit will apply.

2. Exclusive Coverage on "Maternity" Hospitalization

Receive hospital cash benefit even for hospitalization due to pregnancy as long as the pregnancy occurs ten months after enrollment.

 

Free Additional Benefits

1. Accidental Death Benefit - up to $100,000

  • Upon enrollment, you are automatically covered for a maximum cash benefit of $100,000 in the event of death as a result of an accident.
 

2. Accidental Dental Benefit - up to $10,000

  • You can enjoy free coverage up to a maximum of $10,000 a year for dental treatment resulting from accidents.
 

3. 24-Hour Worldwide Protection

  • You will be fully protected on a 24-hour basis wherever you are, on business or for leisure.
 
 
Remark:
  • All amounts are in Hong Kong Dollars

Brochure

Click to read/download our product brochure

 
 
Schedule of Benefits Gold Plan Silver Plan Bronze Plan
Maximum Annual Limit $500,000 $375,000 $250,000
Hospital Cash Benefit (per day)
- no pre-set maximum period		 $1,000 $750 $500
Double Hospital Cash Benefit (per day)
- no pre-set maximum period
(a) Confinement Overseas
(b) Intensive Care Unit
(c) Critical Illness
 $2,000 $1,500 $1,000
Accidental Death Benefit $100,000 $75,000 $50,000
Accidental Dental Benefit (per year) $10,000 $7,500 $5,000
24-Hour Worldwide Protection
 
Remark:
  • All amounts are in Hong Kong Dollars
 
   Age of Insured            Gold Plan         Silver Plan               Bronze Plan
    Female     Male   Female     Male   Female     Male
       18-24    $1,030     $910      $735      $650      $500      $500
       25-34    $1,650   $1,160    $1,185      $835      $785      $560
       35-44    $2,145   $1,700    $1,540    $1,220    $1,015      $810
       45-54    $3,005   $2,660    $2,155    $1,905    $1,410    $1,250
       55-64    $3,720   $3,720    $2,670    $2,670    $1,740    $1,740
 
Remark:
  • All amounts are in Hong Kong Dollars

Eligibility

This plan is available to Hong Kong residents (with Hong Kong Permanent Identity Card) aged between 18 and 64 years old. Simply complete the attached proposal form and return it to us with your cheque or credit card information.

How to apply
1. Select the best-fit coverage for yourself.
2. Simply click into the link, download the form and fill in.
3. Return your application to AXA.
4. Leave your contact details. We will inform you the progress of application.

Proposal Form
Click to download a Proposal Form

To apply or for details, please contact your insurance consultant or call us.
Get in touch
(852) 2867 8686
(852) 2804 1730

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