InternationalExclusive, the cover you can trust

Healthcare insurance market overview

The demand for individual health insurance products is increasing due to:

• increase in awareness of health insurance and the need to buy insurance early when you are still young & healthy;

InternationalExclusive is an international health insurance that provides a range of options to suit your particular needs. The entry age is up to 80. You have the options to pay your premium in either Hong Kong dollars or US dollars.

InternationalExclusive provides you comprehensive medical covers

No matter where you are living, you will want to be assured that should anything happen to you or your family by way of an illness or injury, you will have easy access to the best possible medical care without having to strain your finance.

InternationalExclusive allows you to choose from an array of comprehensive medical covers that you need depending on your lifestyle.

• In-patient cover

Hospital charges incurred during in-patient hospital stays are covered giving you peace of mind throughout your hospital treatment. This includes charges for accommodation and cash benefit if you receive free treatment within your area of cover.

Additionally, if your child is covered on your policy and is under 18, your plan will cover accommodation expenses for you to stay with them in hospital.

• Out-patient cover

InternationalExclusive Plan A and B offer full out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs, dressings and necessary diagnostic tests, and vaccinations up to the limits shown.

InternationalExclusive Plan A also includes health screening, pregnancy and delivery benefits, routine dental and optical care for you.

InternationalExclusive - Benefits & features

Outstanding features to highlight

• 3 Plans (Plan A, B & C) with different coverages to suit your needs.
• Coverage on pre-existing conditions that have been declared (subject to 9 months waiting period) for Plan A & B.
• Chronic conditions covered.
• Comprehensive Pregnancy and Delivery benefit (subject to 12 months waiting periods) for Plan A.
• New Born Accommodation benefit covers the accommodation cost for infant who is less than 16 weeks old to stay with the mother while the mother is receiving eligible in-patient treatment for Plan A.
• Cashless settlement at hospitals listed in our international directory of hospitals within your area of cover.

Brochure
Click to read/download our product brochure

We have 3 types of Plans for you to choose with:

Plan A - Comprehensive (including maternity)
Plan B - In-patient & out-patient
Plan C - In-patient only with some cover for out-patient diagnostic scans & day surgery

Please click HERE to view the Benefit Table

Unique services available to InternationalExclusive customers:

24/7 health claims services

• We offer 24-hour health claims services and we can be reached at any time of the day for information on your benefits or claims.
• Useful to you when you travel to or reside in different time zones outside of Asia. You are able to contact our professional staff wherever and whatever time convenient to you.

International Emergency Medical Assistance

• In addition to the 24-hour health claims services, overseas evacuation and repatriation service is available wherever you are in the world, 24 hours a day, 365 days a year.

Health at Hand

• This distinctive service provides you with medical information free of charge and is available 24/7.
• Supported by one of the largest electronic medical libraries in Europe and staffed by registered nurses, midwives, pharmacists & counselors.
• To make things easier when you call, Health at Hand is split into the following ‘clinics’:
  • Family Clinic – babies, toddlers, teenage trouble, pregnancy or retirement.
  • Care and Counselling Clinic – stress, addiction, depression or bereavement.
  • Pills and Prescriptions Clinic – medicines, side effects and pain relief.
  • Travel Clinic – inoculations, taking children abroad and medical advice by country.
  • Healthy Living Clinic – exercise, diet, drinking, smoking and cholesterol control.
  • Men’s Health Clinic – prostate issues, testicular cancer, impotence and fertility.
  • Women’s Health Clinic – fertility, screenings, menopause and osteoporosis.

Health at Hand is not to replace any doctor but it’s reassuring to know you can pick up a phone and talk to a professional whenever you wish and receive free fact sheets and leaflets on a wide range of medical issues, conditions and treatments.

Building your own InternationalExclusive Plan

Flexible

• Pick and choose the level of benefits and cover
• Pick and choose the geographical areas you wish to be covered (Enjoy the freedom to have treatment at any hospital within your selected geographical area of cover)
• Choose your preferred currency for benefits and premium payments (Hong Kong dollars or US dollars)

Simple

• Enjoy cashless admission and treatment at any hospital listed in our international directory of hospitals
• Access our 24/7 health claims services

Choosing the suitable plan

^# We define Asia as
Afghanistan                         Bangladesh                          Bhutan                              Brunei
Cambodia                           China                                      Hong Kong                      India
Indoensia                            Japan                                      Kazakhstan                     kyrgyzstan
Laos                                     Macau                                     Malaysia                           Maldives
Mongolia                              Myanmar                                Nepal                                North Korea
Pakistan                              Philippines                             Singapore                        South Korea
Sri Lanka                             Taiwan                                    Tajikistan                         Thailand
Timor-Leste                        Turkmenistan                        Uzbekistan                       Vietnam

^ΔWe define Worldwide excluding USA as
Worldwide excluding USA and US Minor Outlying Islands

Application Form
Click to download an Application Form