Under the Motor Vehicle Insurance (Third Party Risks) Ordinance as legalised by the Hong Kong SAR Government, the user of a motor vehicle on the road must insure his/her liability for death or bodily injury of third parties.
We provide SmartDrive Commercial Vehicle Insurance to cater for the different needs of individuals and business entities
Two common types of motor insurance are:
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Comprehensive Motor Insurance - covers any accidental loss or damage to the policyholder's vehicle caused by fire or theft, in addition to the Third Party Only category.
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Third Party Legal Liabilities Insurance - covers third party property damage in addition to the minimum legal requirements for third party death and bodily injury.
For details and quotations of tailor-made policies to suit your needs, please contact us or your insurance agent/broker.
