InternationalExclusive, the cover you can trust

The reassurance of access to private healthcare for you and your employees has become more important. InternationalExclusive is an international health insurance that provides a range of options to enhance your Employee Benefits package. You can provide your employees with this comprehensive cover by paying premium in either Hong Kong dollars or US dollars. The entry age is up to 80.

As long as you have three or more employees you would be able to apply for Group InternationalExclusive plan. We even offer premium discounts if you have three or more employees.

InternationalExclusive provides you comprehensive medical covers

No matter where your employees are living within Asia or are travelling abroad you will want to ensure that, should anything happen to them or their family by way of an illness or injury, they will have easy access to the best possible medical care.

InternationalExclusive allows you to choose from an array of comprehensive medical covers for your employees that fits into your corporate needs & budget.

• In-patient cover

Hospital charges incurred during in-patient hospital stays are covered giving all your employees peace of mind throughout their hospital treatment. This includes charges for accommodation and cash benefit if they receive free treatment within area of cover.

Additionally, if your employee’s children are covered under the policy and are under 18, this plan will cover parent accommodation expenses for them to stay with their children in hospital.

• Out-patient cover

InternationalExclusive Plan A and B offer full out-patient benefits including cover for general practitioner and specialist consultations, prescribed drugs, dressings and necessary diagnostic tests, and vaccinations up to the limits shown.

InternationalExclusive Plan A also includes health screening, pregnancy and delivery benefits, routine dental and optical care for your employees.

InternationalExclusive - Benefits & features

Outstanding features to highlight

• Three Plans (Plan A, B & C) with different coverages to suit your corporate needs.
• Coverage on pre-existing conditions that have been declared for Plan A & B.
• Chronic conditions covered.
• Comprehensive pregnancy and delivery benefit for Plan A.
• Cashless settlement at hospitals listed in our international directory of hospitals within the
  area of cover.
• We also offer option for employees and their family members to continue cover after leaving
  a group medical plan.

Optional benefits can be added

The following benefits can be added to all Plans:

• Health declaration will be waived if there are 10 or more employees;
• Take over option is available for groups with six or more employees; subsequent new join
  member is subject to full medical underwriting.

The following benefits can be added to Plan B & C:

• 'Routine dental care’ and/or ‘routine optical care’ if three or more employees covered under the same plan;
• 'Pregnancy and delivery’ benefit including waiver of waiting period if 10 or more employees
  covered under the same plan.

All the optional benefits are subject to extra premium and our approval.

Brochure
Click to read/download our product brochure

We have 3 types of Plans for you to choose with:

Plan A - Comprehensive (including maternity)
Plan B - In-patient & out-patient
Plan C - In-patient with some cover for out-patient diagnostic scans & day surgery

Please click HERE to view the Benefit Table

Unique services available to InternationalExclusive customers:

24/7 health claims services

• We offer 24-hour health claims services and we can be reached at any time of the day for information of benefits or claims.
• Extremely useful when travel to or reside in different time zones outside of Asia. Contact our professional staff anywhere at any time that is convenient to you.

International Emergency Medical Assistance

• In addition to the 24-hour health claims services, overseas evacuation and repatriation service is available anywhere in the world, 24 hours a day, 365 days a year.

Health at Hand

• This distinctive service provides medical information free of charge and is available 24/7.
• Supported by one of the largest electronic medical libraries in Europe and staffed by registered nurses, midwives, pharmacists & counselors.
• To make things easier, Health at Hand is split into the following ‘clinics’:
  • Family Clinic – babies, toddlers, teenage trouble, pregnancy or retirement.
  • Care and Counselling Clinic – stress, addiction, depression or bereavement.
  • Pills and Prescriptions Clinic – medicines, side effects and pain relief.
  • Travel Clinic – inoculations, taking children abroad and medical advice by country.
  • Healthy Living Clinic – exercise, diet, drinking,smoking and cholesterol control.
  • Men’s Health Clinic – prostate issues, testicular cancer, impotence and fertility.
  • Women’s Health Clinic – fertility, screenings, menopause and osteoporosis.

Health at Hand is not to replace any doctor but it’s reassuring to know that you can pick up a phone and talk
to a professional whenever in need and receive free fact sheets and leaflets on a wide range of medical issues, conditions and treatments.

Building the InternationalExclusive Plan

Flexible

• Pick and choose the level of benefits and cover
• Pick and choose the geographical areas that to be covered (Enjoy the freedom to have treatment at any hospital within selected geographical area of cover)
• Choose preferred currency for benefits and premium payments (Hong Kong dollars or US dollars)

Simple

• Enjoy cashless admission and treatment at any hospital listed in our international directory of hospitals
• Access our 24/7 health claims services

Choosing the suitable plan

^# We define Asia as
Afghanistan                         Bangladesh                          Bhutan                              Brunei
Cambodia                           China                                      Hong Kong                      India
Indoensia                            Japan                                      Kazakhstan                     Kyrgyzstan
Laos                                     Macau                                     Malaysia                           Maldives
Mongolia                              Myanmar                                Nepal                                North Korea
Pakistan                              Philippines                             Singapore                        South Korea
Sri Lanka                             Taiwan                                    Tajikistan                         Thailand
Timor-Leste                        Turkmenistan                        Uzbekistan                       Vietnam

^ΔWe define Worldwide excluding USA as
Worldwide excluding USA and US Minor Outlying Islands

Application Form for Employers
Click to download an Application Form for Employers

Application Form for Employees
Click to download an Application Form for Employees