SmartCare Prime is designed to provide a wide range of cover to protect both you and your family in case of an accident happening anywhere in the world, 24 hours a day.

 

Three Levels of Coverage to Suit Your Needs: Platinum, Gold and Silver Plan

Each Plan is packaged comprehensively in order to provide you a total peace of mind. In addition, you will enjoy saving of premiums should you choose to cover your spouse and your children.

 

Brochure

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1. Accidental Death

• Benefit is payable for death occurring within 12 months from the date of accident.

 

2. Permanent Disablement

• Benefit is payable according to the scale of the permanent disablement occurring within 12 months from the date of accident.

 

3. Accidental Medical Expenses

(i) Medical Expenses

• The actual reimbursement of the medical expenses occurring within 12 months from the date of accident.
  • Extension:
    Medical expenses for registered Chinese Herbalist, Bonesetter or Acupuncturist ($150 per consultation once per day).

(ii) Double Medical Indemnity for Third Degree Burn

• Double up the medical expenses is payable for third degree burn as a result of an accident.

 

4. Daily Hospital Cash

• A daily hospital cash is payable if Insured Person is confined to a hospital, subject to minimum hospital confinement of 5 consecutive days, as a result of an accident (max. 365 days).

Free Additional Benefits

1. Double Indemnity - for traffic accident whilst riding as a passenger or landslide, flood, explosion or fire

• Double up the accidental death or permanent disablement is payable for Insured Person suffer death or permanent disablement

(i) as a passenger in a traffic accident, whether it is a “MTR”, railway train, tram car, taxi, public
light bus, public bus, rental car, ferry or schedule airlines as well as private car; OR

(ii) as a result of landslide, flood, explosion or fire.

 

2. Immediate Cash Relief

• A cash relief benefit is payable for death due to an accident.

 

3. 24-Hour AXA Assistance Hotline Service (Worldwide Service)

Schedule of Benefits

Policy Benefits	Silver Plan (max. limit)	Gold Plan (max. limit)	Platinum Plan (max. limit)
1. Accidental Death	$500,000	$1,000,000	$1,500,000
1a) Double Indemnity       - traffic accident whilst riding as a passenger       - landslide, flood, explosion or fire	$1,000,000	$2,000,000	$3,000,000
2. Permanent Disablement (Total & Partial)	$500,000	$1,000,000	$1,500,000
2a) Double Indemnity on Permanent           Disablement       - traffic accident whilst riding as a passenger       - landslide, flood, explosion or fire	$1,000,000	$2,000,000	$3,000,000
3. Accidental Medical Expenses	$15,000	$30,000	$50,000
3a) Medical Expenses for registered Chinese         Herbalist, Bonesetter or Acupuncturist	$1,000	$2,000	$3,000
	$150 per consultation once per day
3b) Double Medical Indemnity - for Third Degree Burn	$30,000	$60,000	$100,000
4. Daily Hospital Cash (max. 365 days)	$27,375 ($75/day)	$54,750 ($150/day)	$164,250 ($450/day)
5. Immediate Cash Relief	$50,000	$75,000	$100,000

• All amounts are in Hong Kong Dollars

Annual Premium for (Effective from 19 September 2011 until further notice)				Silver Plan	Gold Plan	Platinum Plan
Insured Only				$750	$1,230	$2,160
Spouse				$635	$1,035	$1,835
Child				$375	$615	$1,080

• Free of charge for 1 child will be provided to each Insured Person
• Child refers to Insured's unmarried child aged between 1 and 17 years old
• Each Insured Child will receive 50% of the policy benefits
• Minimum premium per policy is $500
• All amounts are in Hong Kong Dollars

Eligibility

• All Hong Kong residents aged between 18 and 65 can apply
• Persons engaging in professional, administrative, and clerical duties generally; or in occupations of a superintending nature or which may involve occasional light manual work

To apply or for more details, please contact your agent or broker, or you can contact us.

Proposal Form

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